Premium Choice: Why Quality Insurance Coverage is Important For Seniors

According to one recent study, by as soon as 2050, about one-fifth of the population of the United States will be doer the age of 65. By that time, the chance that a senior citizen will enter a nursing home is 1 in 3. Once you also consider that the average cost to stay in a nursing home for just a single year is approximately $76,000, you begin to get a better idea of why this is such an important topic.

That, in essence, is why quality insurance coverage for seniors is of paramount importance. The older members of the population have worked hard for their entire lives – they deserve the chance to focus on their families and passions. Premium Choice and its founding partners like Brycen Millet have also been a big focus.

Why Senior Insurance Matters

Many people assume that when they reach retirement age, Medicare will be enough to allow them to live out the lifestyle they feel comfortable with. Unfortunately, this isn’t always the case.

That’s why organizations like Premium Choice and others are so important – they offer expanded Medicare insurance coverage for the senior population, giving them the peace of mind that only comes with knowing that they’re well and indeed taken care of.

A quality insurance plan will cover costs typically not available under traditional Medicare, for example. There are limitations concerning what Medicare will and will not cover that many people don’t realize until it’s too late. It will also give seniors access to a greatly expanded network of providers, giving them the freedom to choose who they want to see. It also dramatically increases protection against coverage denials, which in and of itself may be the most important benefit of all.

While quality insurance coverage is important today, it will only get more so as time goes on. In 2018, people over 65 numbered over 52 million – or roughly 15% of the population. By 2030, that number will grow to 20%. These people will need preventative care, and the technology – not to mention the science – exists to provide it. But without quality insurance, they may not have access to everything they need – thus preventing them from stopping a small problem now before it has a chance to become a much bigger one later on.

But more than anything, quality insurance for seniors is about protection. It’s about ensuring that they have access to the services they need should their health take a downturn. It’s about protecting the ones they love so that they don’t have to deal with the burden of medical expenses. It’s about investing today to protect the future of tomorrow – all so that they can continue to make cherished memories for years to come.

If you’d like to find out more information about why quality insurance coverage is essential for seniors, or if you have any additional questions that you’d like to discuss with someone in a bit more detail, please don’t delay – contact Premium Choice today.

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